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Think it is easy to get rid of credit card debt, well think again. If you have about $8,000 worth of credit card debt on one credit card and you pay the minimum each month at an 18%APR (Annual Percentage Rate), this will take you about 53 years to pay off!!!! A more cost efficient way of getting rid of credit card debt that you may have is by signing for a debt consolidation program. A debt

 
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